Real-life Student Story | Afia’s Travel Insurance Claim Experience


Planning to study in Canada, but don’t know where to start with Emergency Medical insurance for you and your family? TuGo’s Student Travel Insurance could be exactly what you’re looking for – even for your little ones. After all, children love to run around and explore, whether it’s building sandcastles on the beach or going down a slide in the neighborhood park. Falls and respiratory emergencies are some of the most common childhood injuries. Minor cuts and scrapes are no big deal (and pretty common!), but what happens if a medical emergency takes place in Canada? How do you cover medical costs if you don’t have a provincial health insurance plan? 

Here’s a real-life claim story of how Ken*, an international student in London, Ontario, covered his daughter Afia’s* $7,328.24 hospital visit with the help of TuGo’s Student Travel Insurance plan. 

Small child playing with sand in a yellow plastic playhouse in the park

Child requires stitches after falling in backyard

2-year-old Afia fell onto some sharp rocks while playing in her backyard, injuring her left arm. Afia’s parents immediately took her to the hospital, where they found out she had deep lacerations in her left arm from the fall. The cuts were extensive. Afia needed stitches and had to take prescription medicine to help with the healing process.  

Nurse in blue scrubs speaking to a child on a hospital bed

How international student insurance saved over $7,000

Because Ken is an international student, the hospital, doctor’s, and prescription fees came to a total of $7,328.24. Canada requires international students to purchase travel medical insurance coverage. Luckily Ken purchased TuGo’s Student Insurance for him and his immediate family, which covered Afia’s medical expenses so the family wouldn’t need to pay over $7,000 out of pocket. 

Learn about the benefits of having student travel insurance: 8 Reasons International Students Should Get Travel Insurance 

Accidents can happen to anyone, anytime, anywhere. Studying away from home is a fun and fulfilling experience—don’t let the stress of medical emergencies hamper your learning journey. Interested in finding out more about TuGo’s Student Insurance plans for international students in Canada? Visit TuGo more information.

Questions about family travel insurance coverage? Leave us a comment below!

Safe travels,

*Based on actual claim with specific traveller details changed to protect privacy.


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