What Happens If You Get Caught Driving Without Insurance in Oklahoma? – Blog


Almost every state mandates that drivers have liability car insurance. Driving without insurance is not only illegal; it puts you and other drivers at risk. In the case of Oklahoma, auto insurance is required by law. The penalties for driving without insurance in the state range from fines to jail time.

Do I Really Need Car Insurance?

Yes! It’s the law, but it also protects you in case of an accident. Your car insurance will cover damages done to your vehicle, other people’s property, and even bodily injuries.

Liability car insurance is mandatory, but you can add comprehensive, collision, and uninsured motorists to your policy for more protection.

Can I Go to Jail for Not Having Car Insurance?

In some states, driving without car insurance is a misdemeanor and can land you in jail. Oklahoma, Kansas, Idaho, Michigan, and Kentucky are just a few of the states that impose jail time for driving uninsured.

You should know that Oklahoma launched the Uninsured Vehicle Enforcement Diversion Program (UVED) in 2018 to capture and register uninsured drivers. The program works with a statewide camera network, so driving without coverage is not really an alternative.

Driving Without Car insurance in Oklahoma

You could get into a lot of trouble for driving without insurance in Oklahoma. Fines and penalties include:

  • A fine of $250 and other court fees
  • Driver’s license suspension
  • 30 days in jail
  • Moving violation on your permanent driving record

Are There Other States That Will Suspend My License for Driving Without Insurance?

Yes. Forty-four states suspend licenses for driving without car insurance.

What If I Get into a Car Accident?

Regardless of fault, the accident has to be reported to the DMV. If you don’t have car insurance, you may face the following consequences:

  • Tickets
  • Hefty fines
  • Mandatory one-year license suspension
  • Vehicle impoundment
  • Maintain an SR-22 and liability insurance for three years

I Have Tickets and a DUI, Can I Still Get Reliable Car Insurance?

Yes, you can. Freeway Insurance provides quality car insurance for all drivers regardless of driving record. We can help you get an SR-22 in just a few minutes.

Don’t Drive Without Car Insurance!

It’s just not worth it. Getting reliable and affordable car insurance is easier than you think. Freeway can help you get back on the road quickly. We provide affordable coverage for all drivers. Let us help you find the Oklahoma auto insurance you need today.


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